# ADR Index

Use ADRs for cross-cutting, hard-to-reverse decisions.

## Existing ADRs
- `0001-synchronous-external-calls-mvp.md`
- `0002-moyasar-payment-gateway.md`
- `0003-authentica-otp-provider.md`

## Add New ADR
- Copy `docs/templates/adr.md`
- Use next numeric prefix (`0004`, `0005`, ...)
- Keep status updated (`Proposed`, `Accepted`, `Deprecated`, `Superseded`)